Jireh & Greys Attorneys is widely recognised as one of Nigeria’s foremost FinTech law practices, advising many of the country’s leading digital banks, payment platforms, lending companies, remittance providers, crypto exchanges, insurtechs, and blockchain startups — as well as the international investors and banks that back them.
We combine deep regulatory expertise with genuine understanding of technology and product cycles to help FinTech businesses launch fast, scale safely, and defend aggressively when required.
Our FinTech team routinely advises on:
Regulatory licensing and authorisations – CBN Payment Service Provider (PSS) licences (Mobile Money Operator, Payment Solution Service Provider, Payment Terminal Service Provider, Super-Agent, Switching & Processing), Sandbox entry and exit, Finance Company licences, and Microfinance Bank licences
Open Banking, API frameworks, data-sharing agreements, and compliance with the CBN Open Banking Guidelines
Payment systems – card schemes, instant payments (NIP, NIBSS), USSD, QR codes, wallet structures, and agency banking networks
Digital lending – consumer credit, BNPL, payroll lending, credit scoring, debt recovery, and compliance with the CBN Consumer Protection Framework
Cryptocurrency, stablecoins, token offerings, NFTs, DeFi platforms, and compliance with SEC Nigeria’s digital asset rules and NDIC guidelines
Anti-money laundering (AML), KYC/CDD utilities, transaction monitoring, and sanctions screening for virtual asset service providers (VASPs)
Partnerships with banks, telcos, and MMOs – white-label agreements, revenue shares, and commercial contracts
Fundraising – venture capital, Series A–D, convertible notes, SAFEs, and token/private placements
Data protection and cybersecurity under the Nigeria Data Protection Act (NDPA), CBN Risk-Based Cybersecurity Framework, and PCI-DSS compliance
Consumer protection, unfair terms, transparency obligations, and dispute resolution mechanisms
Regulatory investigations, CBN/SEC/NDIC enforcement actions, dawn raids, and settlement negotiations
We have helped launch most of Nigeria’s household-name fintech unicorns and continue to act for them on a retained basis. When regulators knock, our team — which includes former CBN and commercial bank senior officers — responds within hours and has an unrivalled track record of securing approvals, defeating enforcement actions, and negotiating favourable outcomes.
Whether you are applying for a PSS licence tomorrow morning, raising your next funding round, structuring a bank–fintech partnership, or defending a CBN sanction, Jireh & Greys Attorneys delivers clear, commercial, and battle-ready advice that keeps you innovating and growing in Africa’s largest fintech market.